How to Dispute an Equifax ReportMany companies use credit reports provided by Equifax to approve people for loans or credit. Errors can be made on these reports as a result of incorrect reporting or fraud. These errors can damage a credit score and make obtaining a loan or credit difficult. Incorrect items on a credit… Continue reading How to Dispute an Equifax Report
What is the Difference Between Visa and MasterCard?As of 2010, Visa and MasterCard are the two most popular credit card payment processors, based on credit card circulation statistics from Visa and MasterCard. In general, Visa and MasterCard are very similar, but offer very different features to attract banks and consumers to their brands. Circulation Through… Continue reading What is the Difference Between Visa and MasterCard?
Credit Cleanup SolutionsLow credit ratings and credit denials can signal a credit problem. Fortunately, solutions are available to help fix your bad credit and increase your likelihood of getting loans and other types of credit. Considerations Start cleaning up your credit by organizing your credit statements and recording due dates and payment amounts. Send payments… Continue reading Credit Cleanup Solutions
Credit Consumer Score InformationYour credit score acts as an indicator of your level of financial responsibility. Understanding your credit score is key to keeping it in check so that you can get credit when you need it, whether it”s for credit cards, a mortgage or any other kind of loan. It may also play a… Continue reading Credit Consumer Score Information
Credit Report InterpretationKnowing you should monitor your credit report and actually doing it are sometimes two different things. This is especially true if you are looking at your credit report for the first time and it seems to make little sense. However confusing your report may look, it is essential that you take the time… Continue reading Credit Report Interpretation
Mistakes to Avoid When Refinancing People refinance for various reasons and with different results. Some homeowners refinance for a lower interest rate, thus a lower monthly payment, while others may refinance for some cash-out or even a debt consolidation loan. Homeowners also commonly refinance their home to change programs. For example, to go from a… Continue reading Mistakes to Avoid When Refinancing